business
Navigating today’s business energy market: What you need to know
The current state of the energy market The energy market is a complex industry, which often presents unexpected challenges for those looking to get their next energy fix. For many businesses, managing energy costs today is more than just operational costs; this is an important factor that can affect overall profitability and long-term financial stability.In […]
UK interest rates reduced to 4.75% from 5%: What this means for small business owners
For small business owners in the UK, the recent news of the interest rate cut from 5% to 4.75% has come as a welcome relief. This change is the lowest level in the past year and offers real benefits for businesses looking to reduce financing costs, manage debt more effectively or explore new growth opportunities. […]
What documents do you need for your funding application? Business owner’s guide
Creating applications is faster and less hassle when the information you need is already available Your business needs funding, but the phone is ringing. And the new staff member had questions. And your biggest customers expect a revised price quote eventually…. Applying for funding is likely to require some work before you settle in and […]
Should you avoid business loans that require a personal guarantee?
Small business owners need to measure their risk appetite carefully before they agree to funding that risks their personal assets A personal guarantee is a common requirement for small business loans, but many entrepreneurs may not fully understand the risks involved. A personal guarantee means you are personally responsible for the loan if your business […]